I have no plan to buy gold at this moment but I am wondering is the good time to sell my gold chains. Hubby did asked me to sell it three years ago but thanks god I didn’t follow his instruction and the price now is much better than that time.

I did saw some news and report saying that the price will be higher by end of this year. I will wait and see.

I never control his spending. So, I will let him to decide his money spending. As long as I need extra fund and he managed to pay, then I will continue let him to deal with his debts by himself.

He will buy a new digital camera from appareils photo numériques using his credit card for the online transaction. He no needs to get my permission in advance for the spending. He will not inform me in advance also. I will only know when I wanted to know. Being my hubby is full of freedom, right?

Every time after long sitting on stool for weeding, he feels pain on his ankle. Doctor did advice him to stop sit on stool for long hours. I know this is the course of pain. Although he told me that after medicine the pain will gone but it will comes on and off. I am sure that is the effective of the pain killer and that not cure the pain for long term.

He do has an echo trimmer but that not help to weed whole of the garden. More of the places still need to weed by hand. I am wondering whether there is any robot designed specially to help on weed garden. For sure this will be a good helper for him.

To monitor the every single movement of the maid at home is to install CCTV at home. If that is really bad thing happened to her baby, at least she can be the no.1 to know and can take the fastest action to avoid the even worst condition happened. This is what her thoughts.

But I just advise her to take it easy as I believe as long as you are good to people, people will treat you good in return. They are just working for money at a foreign country. Train them to be a good helper and be a good boss is the prevention of bad things happen. Agree with me?

]]> http://joyorhappiness.com/2011/04/foreign-maid/feed/ 0 http://joyorhappiness.com/2011/02/overtime/ http://joyorhappiness.com/2011/02/overtime/#comments Sat, 26 Feb 2011 08:39:53 +0000 admin http://joyorhappiness.com/?p=1645 Some superiors or manages like their staffs work overtime. To them, those employees who willing to stay back and work late are classified as hard working. I totally can not agree with this statement.

I don’t like to work overtime. To me, if an employee who always need to work overtime mean he or she is not efficient on his / her daily work.

Overtime is needed only when the assignments is close to dateline. For me, one likes to drag works to last minutes and work hard only at the last minutes is not reasonable at all.

Besides, this is no good in long run as those who always work late will lost their personal life. They will started get bored and tired with their always overtime life. Sooner or later, he or she will leave the company.

Bosses who always encourage their staff to finish work on reasonable time and always motivate their staffs to enjoy their after office hour life are the good bosses. Do you agreed with me?

But after the Budget Malaysia 2010 announcement where service tax will be started to imposed beginning 1st Jan 2010, I have cancelled my plan.

RM50 service tax will be imposed to principal credit card holder. Whereas, RM25 service tax will be charged for every supplementary credit card. Credit card holders have to pay the service tax on yearly basis.

In Year 2010, I make my 1st credit card service tax payment. But this year, I changed my mind and made decision to redeem with treats points.

10,000 treat points to redeem Credit card Service Tax of RM50. There are 3 ways to redeem and I pick the fastest and the most convenience way. I dialed my banker hotline and inform about my wish to redeem service tax with treats points and she do it immediately for me.

As told, the transaction of redemption will show in my next credit card statement.

Will you pay the service tax by cash or redeem with treats points? My friends said it is not worth to redeem. For me, treats points can not turn into cash. What for to keep so many treats points? As long as I have saved my money, it is worth to redeem. Share with me your thoughts.

After the explanation on why both of us wearing sunglasses, my two little princesses asking us to buy one for them. Since they travel with us frequently, this is under my consideration now. Adult needs it to protect our eyes; it is a need also for our children as well, right?

Then I am thinking, which is the sunglasses best suit for kids. I can not trust those selling in shopping malls with fancy and colorful design which I believe that are mainly for the propose of wearing it as an accessory instead of an eye protector. But I can’t find a eyeglass shop selling ‘genuine’ kid’s sunglasses. Any one knows where to get it?

This is something need to be tolerance. If you can not chance someone, you must chance. I believe this is the basic requirement for a couple. And the best is, change with full of willingness. Else, you will never feel happy for whatever chances. I love my hubby. I am willing to be the one who chance to support him all the way.

I am totally not agreed with her action. Electronic Fans not only good for energy savings. It is also more economical and more environmental friendly compare to aircond. Our mother earth is already so sick now. But it seems like every one is giving her more and more burden…

Even if a person very nice to me, I will think twice before I take his / her words. Of course, this will not happen to all my friends. I will only ‘over-react’ when deal with stranger.

No matter how good they are. I will automatic wondering what is the purpose or aim they are good to me at the first place.  I don’t like to get cheated. I feel disappointed with those people who always full of ticks in mind to win people’s trust and cheap.

Not to easily trust people is importance to protect ourselves. But this will lead us to be selfish and calculative as well. I stick to protect myself.