We often read about those been cheated in newspaper. Perhaps every one can be aware and know that there are actually 3,000 registered and moneylenders in our country.

You may hop over to www.kpkt.gov.my for the complete name list.

Of course it is the best every one can go to financial institutions to get housing loans, vehicle loans or personal loans. But it is the true that some people will not pass the stringent criteria imposed by the financial institutions.

If you choose to borrow from those company which is not in the list, be prepared to take the being cheated risk. Good luck!

s but the people must be vigilant and not be misled by these conmen,” Kong said.

Do you think an insurance agent needs to advertise and promotion his business via advertising in newspaper or online directories?

I do agree advertisement is one of the promotion tools to increase the visible and gain attention from public or the business targeted customers. Insurance company’s advertisements are acceptable for me but if an individual insurance agent put on advertisement, I will think this is a bit odd.

The messages from insurance advertising are clear. It is to create awareness to public to be under protection and coverage. But I will never simply ask for a stranger to help me on this matter even though he or she is an authorized insurance agent.

This is an accident happened on 20th of Jan which every family should aware of.

Girl dies in freak TV mishap

This sounds unbelievable but it’s happened! I just can not forget this incident after reading the news. A TV set has become a ‘killer’!

This creates awareness to all of us. What have you learned from this tragedy?

I am actually not blame to the TV set but I feel that if we have young kids in family, we can choose to have a shorter tv stand.

There are many short designed tv stands selling which I think it’s more safety to kids. I did consider if we put our TV in low position, the chances of watching TV closer is increased and our kids might play around with the TV buttons. But this be not an issue compare to this horrible incident happened.*Sigh*

Different level will have different needs of insurance coverage. Or, some says they don’t need it at all.

For me, I do wish I can get the protection by just paying little a day. I will call it an investment instead of insurance. Life is unpredictable. The money invested is a waste maybe but it will be a value for the beneficiary when the day comes.

It’s good to have at least an affordable health insurance. I think this is the plan for every age as medical fees are getting higher. The protection at least can ease our temporary financial problem when in needed.

I walked by a gift shop just now and stopped by the greeting cards corner. Suddenly I found that this is one of the good teaching materials to my two little princesses.

I walked by a gift shop just now and stopped by the greeting cards corner. Suddenly I found that this is one of the good teaching materials to my two little princesses.

With all the great designs of the greeting cards, I can take advantages to bring my princesses to enjoy the cards designs as well as different occasion with different greetings.

Besides greeting on get well soon; thank you; birthday and Christmas I am actually more interested to educate them those special occasions like father day, mother day, communion invitations, graduation and etc.
I will definitely take the opportunity bring my two princesses to the greeting cards section. Perhaps the shop assistance allows me to start my ‘greeting lesson’.

Don’t you think that all those warm greeting are good teaching materials?

It’s no doubt that this campaign can bring up everybody to be more good of eco-conscious.

Are you ready? Started on 9th January, 2010 (Wow, it’s today!) You need to prepare your own bag when you go shopping. Hey, please be smart. Don’t ask why you not getting plastic bag(s) for your purchased items!

Previously we can get recycle bags for free but now many stores are selling at prices which the cost not cheap. Of course those are having different design but for me it’s all about convenience. Perhaps there are generous stores still offering free recycle bags to boost up their business on Saturday.

What you think about this campaign? I am sure many are giving fully support as I can see more people are environment lovers. Even house wife at wet market also bring their own recycle bag nowadays.

Let’s take this as one of the responsibility to safe our planet!

I just received one email from my friend which talk about the robbery cases. Too much of those robbery cases make me feel unsecured living in this city. What should we do to protect ourselves? One of my colleagues suggested to install alarm system at home. But I objected her idea.

My feeling is install alarm system just like telling people I have some importance and valuable items at home. With those camera and alarm system installed, outsider may assume that your house got valuable stuffs inside. This will bring more attention to robber, don’t you think so?

Those rich enough will need one but not at my level.