I just renew my car insurance and road tax. I know this is a bad habit to do it at the very last minutes. I should take some times to study and search for cheap car insurance before I renew it. I did promise myself to do this when I did the renewal last year. But again, I missed it.

I should put this under my to-do list or jot down as a reminder to myself. It is not worth to spend more if I can get a cheaper deal. Perhaps I will be alert of renewal date and manage to get a better deal.